Smarter rates for smarter borrowers

Finally, a home loan that puts you ahead, not behind

4.68%variable Rate*

5.04%Comparison Rate*

What do you want to do?

Find a soloution for every problem

Home loan rates as low as

4.68%

Save thousands every year by switching to a smarter home loan.
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First home buyer loans

$1.5M

Buy your first property up to $1.5M with just a 5% deposit*

Are you a

Doctor?

A medical pro, lawyer, or accountant? Get 95% LVR, $0 LMI, & exclusive perks.

Business loan approval

In 1 day

Fast, simple business loans to scale now. Get funded by literally tomorrow!

Enter the market with a

5% Deposit

All you need is a 5% deposit to enter the market now!

Drive your dream car from just $400 monthly

Fast approval, flexible terms, and smart car finance options.

The top 25 loan terms every borrower needs

oustamart the banks cover 1 - Loanity
Most Australians enter the lending world blind – and honestly the banks love it. We created this Ultimate Guide to fix that. Here’s what you’ll get inside:
Hidden “ghost fees” exposed and eliminated
Strategic blueprints to cut years off your debt
No jargon. No fluff. Just clarity
Walk into your home loan, confident, and impossible to push around. Let us help you kickstart your journey.
Use #1 industry tools for free

The best solutions for every problem

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How much will my repayments be?
Estimate your monthly repayments accurately and instantly
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How much stamp duty will I pay?
Calculate stamp duty for your state or territory in seconds
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How much money can I borrow?
Find out your borrowing power in just two minutes
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Check my credit score (5 minutes)
Quick, secure check of your credit score in 5 minutes
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Free 30 minute loan strategy session
Get a free 30-minute premium loan strategy session
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Get a property valuation now
Prepare for the property you want with absolute confidence
We compare all the banks, so you don’t have to
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We compare over 60 of the best lenders
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Scan through over 260 loan options 
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Take zero hidden fees, as it should be*
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And present the 3 best loan options, for you
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Don’t worry, we got your back every step of the way

Live human support

24/7

Contact us to discuss your questions with a real human

Up to and over

+100

Free accessible videos, articles, and tools designed to ease your journey

30 minute consultation

For free!

Want direct help? No worries. Stop waiting and book your free consult immediately!
Testimonials

This is why you should let us handle your business finance

jul, 2025

Marcus - Loanity

Marcus R.

Loanity made getting asset finance for my workshop incredibly easy. Fast approval and much better than the banks. Best business loans in Australia!

jul, 2025

512 - Loanity

Reza S.

Transformed my daily routine with unique, eco-friendly treasures. Exceptional quality and service. Proud to support a store that aligns with my values.

jul, 2025

ali - Loanity

Ali G.

Kourosh and Kia helped me secure an investment property loan easily. Very trustworthy team that understands the market. Best finance broker for our Persian community.

jul, 2025

Sophia - Loanity

Sophia K.

Great service for commercial equipment finance. They understood my business needs and offered a flexible repayment plan. Will definitely use Loanity again!

jul, 2025

Sana - Loanity

Sana A.

Amazing experience as a first home buyer. Loanity found me a great home loan rate and explained everything perfectly. Truly seamless service!

jul, 2025

Arash - Loanity

Arash M.

Highly recommend Mr. Kourosh at Loanity for home loans. They are very honest and helpful for our community. The best mortgage broker for first-time buyers.

jul, 2025

Samuel - Loanity

Samuel B.

Secured a commercial property loan through Loanity with zero stress. Their expertise in business finance helped us expand our operations quickly. Outstanding service!

jul, 2025

Emily1 - Loanity

Emily S.

Loanity helped me with a personal loan for home renovations. The fast approval and clear communication made the entire process incredibly easy and smooth.

jul, 2025

Farzad - Loanity

Farzad N.

Fast loan approval for our new home! Loanity handled everything perfectly and kept us updated throughout the entire process. Great local service.

Still got questions?

Answer to your questions

Am I eligible to apply for a home loan with Loanity?

Eligibility depends on your situation, but most Australians qualify if they have a stable income, a good credit history, and meet basic lending requirements. We’ll assess your borrowing power, deposit size, income type (PAYG or self-employed), and overall financial position to help you understand exactly where you stand. Find out about your elidgibility through a free consultation session.

Stop waiting.
Just do it now.

No fees. No obligation. A free consult and handy resources. No strings attached.