Smarter rates for smarter borrowers
Finally, a home loan that puts you ahead, not behind4.68%variable Rate*
5.04%Comparison Rate*
The top 25 loan terms every borrower needs

Most Australians enter the lending world blind – and honestly the banks love it. We created this Ultimate Guide to fix that. Here’s what you’ll get inside:
Walk into your home loan, confident, and impossible to push around. Let us help you kickstart your journey.
Use #1 industry tools for free
The best solutions for every problem
How much will my repayments be?
Estimate your monthly repayments accurately and instantly
How much stamp duty will I pay?
Calculate stamp duty for your state or territory in seconds
How much money can I borrow?
Find out your borrowing power in just two minutes
Check my credit score (5 minutes)
Quick, secure check of your credit score in 5 minutes
Free 30 minute loan strategy session
Get a free 30-minute premium loan strategy session
Get a property valuation now
Prepare for the property you want with absolute confidence
We compare all the banks, so you don’t have to
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We compare over 60 of the best lenders
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Scan through over 260 loan options
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Take zero hidden fees, as it should be*
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And present the 3 best loan options, for you


Don’t worry, we got your back every step of the way
Live human support
24/7
Contact us to discuss your questions with a real human
Up to and over
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Free accessible videos, articles, and tools designed to ease your journey
30 minute consultation
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Want direct help? No worries. Stop waiting and book your free consult immediately!
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Still got questions?
Answer to your questions
Am I eligible to apply for a home loan with Loanity?
Eligibility depends on your situation, but most Australians qualify if they have a stable income, a good credit history, and meet basic lending requirements. We’ll assess your borrowing power, deposit size, income type (PAYG or self-employed), and overall financial position to help you understand exactly where you stand. Find out about your elidgibility through a free consultation session.
Can I really get a home loan with just a 5% deposit?
What is the difference between a broker versus going to a bank?
Do we charge any fees for home loan or refinancing services?
How does the home loan or refinance process work with loanity?
Can Loanity help me if I’m self employed or have non-standard income?
What interest rates can I get right now?
Does Loanity offer special conditions for medical professionals?
Can Loanity help with business loans or car finance as well?
How do I get started with Loanity?
Stop waiting.
Just do it now.
No fees. No obligation. A free consult and handy resources. No strings attached.









